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• Bankruptcy Information online :
The New Bankruptcy: Will It Work for You?
by Attorney Stephen R. Elias
Everything you need to know about filing for bankruptcy under the new laws.
Bankruptcy law recently experienced a profound change that makes it harder to eliminate overwhelming debt. Yet many of the reasons for filing for bankruptcy (such as divorce, medical bills or job loss) remain.
Fortunately, there's help. The New Bankruptcy can help you choose the best strategy to get back on your feet. Filled with clear-cut answers and practical suggestions, it covers all the issues you face, including:
qualifying for Chapter 7 bankruptcy
how Chapter 13 repayment plans work
which debts are wiped out
how bankruptcy affects homeowners
keeping cars and other property
how bankruptcy affects credit
alternative ways to handle debt problems
paperwork requirements
and much more
The New Bankruptcy also provides worksheets to help you determine whether you can file for bankruptcy under the new law. It also includes checklists, sample forms and easy-to-use legal charts for all 50 states.
Table of Contents
Introduction: The New Bankruptcy Law: A Work in Progress
1. What Is Bankruptcy?
A. Types of Bankruptcy
B. How Bankruptcy Stops Collection Efforts
C. The Bankruptcy Trustee
D. Changes to the Bankruptcy Laws
2. Who Can File for Bankruptcy:
A. Credit Counseling
B. Calculating Your Income Status
C. Chapter 7 Eligibility Requirements
D. Chapter 13 Eligibility Requirements
3. How Bankruptcy Affects Your Debts:
A. Debts That Will Be Discharged in Bankruptcy
B. Debts That Survive Chapter 7 Bankruptcy
C. Debts That Survive Chapter 13 Bankruptcy
D. Debts Discharged Only Under Chapter 13
E. How Joint Debts Are Handled
4. Your Property and Bankruptcy:
A. Your Bankruptcy Estate
B. Inventory Your Property
C. Value Your Property
D. Understanding Exemptions
5. Your Home:
A. Homeowners Filing for Bankruptcy Under Chapter 7
B. Homeowners Filing for Bankruptcy Under Chapter 13
C. Renters Filing for Bankruptcy
6. What Happens to Property That Secures a Loan:
A. What Are Secured Debts?
B. How Secured Debts Are Handled in Chapter 7 Bankruptcy
C. Eliminating Liens in Chapter 7 Bankruptcy
D. How Secured Debts Are Handled in Chapter 13 Bankruptcy
7. Your Credit Cards:
A. If Your Balance Is Zero
B. If You Owe Money but Are Current
C. If You Are in Default
8. Your Job, Freedom, and Self-Respect:
A. Will You Lose Your Self-Respect?
B. Will You Lose Your Job?
C. Effect of Bankruptcy on Job Applicants
D. Other Forms of Discrimination Because of Bankruptcy
E. Effect of Bankruptcy on Child Custody
F. Effect of Bankruptcy on Your Freedoms
9. Bankruptcy Forms and Procedures:
A. The Means Test
B. Challenges for Abuse
C. Valuation Hearings
D. Common Chapter 7 Motions and Proceedings
E. Conversions From One Chapter to Another
F. Potential Problems in Chapter 13
G. Filling Out the Bankruptcy Forms
10. Getting Help With Your Bankruptcy:
A. Debt Relief Agencies
B. Bankruptcy Lawyers
C. Petition Preparers
D. Books and Internet Resources
11. Alternatives to Bankruptcy:
A. Do Nothing
B. Negotiate With Your Creditors
C. Get Outside Help to Design a Repayment Plan
D. File for Chapter 11
E. File for Chapter 12
Buy this online now.
Here are some of the major changes you should know about.
• enter bankruptcy protection
• can bankruptcy stop foreclosure
• The New Bankruptcy Law
• Bankruptcy Requirements Eased for Hurricane Victims
• The New Bankruptcy: Will It Work for You
• Bankruptcy
• When you file bankruptcy
• What Is a Reaffirmation Agreement
• What Is a Bankruptcy Discharge
• Chapter 7, Title 11, United States Code
• Bankruptcy Process
• Bankruptcy Filing Fees
• Chapter 7
• Chapter 7 Eligibility
• How Chapter 7 Works
• Role of the Case Trustee
• Chapter 7 discharge
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